I don’t know about you, but I am really frustrated at all the junk mail and offers for home loans, car loans, consolidation and credit card offers. Many are even making the envelope look authentic so you have to open it!! The Federal Trade Commission has a way you can opt-out of receiving these for 5 years or permanently (and if you don’t receive enough of this stuff you can opt-in).

Check out the website at http://www.ftc.gov/bcp/conline/pubs/credit/prescreen.htm and sign up now.

Now if I could opt-out of all those “you will be blessed by God if you forward this to everyone in your contact list” emails.